Tower Loan is a financial services company that provides short-term loans, installment loans, and lines of credit. The company has over 1,000 branches in the United States, including one in Horn Lake, Mississippi.
Tower Loan's Horn Lake branch is located at 6950 Goodman Road, Suite 103. The branch is open Monday through Friday from 9:00am to 5:00pm, and Saturday from 9:00am to 1:00pm.
Tower Loan offers a variety of loan products to meet the needs of its customers. These products include:
- Short-term loans: These loans are typically for amounts up to $1,000 and have a repayment term of 12 to 18 months.
- Installment loans: These loans are typically for amounts up to $5,000 and have a repayment term of 12 to 60 months.
- Lines of credit: These loans allow customers to borrow up to a certain amount of money as needed. The credit limit is typically $500 to $10,000.
Tower Loan is a member of the Community Financial Services Association of America (CFSAA). The CFSAA is a trade association that represents the interests of the consumer finance industry.
Tower Loan Horn Lake MS
Tower Loan Horn Lake MS is a financial services company that provides short-term loans, installment loans, and lines of credit. The company has over 1,000 branches in the United States, including one in Horn Lake, Mississippi.
- Location: 6950 Goodman Road, Suite 103, Horn Lake, MS 38637
- Hours: Monday-Friday 9:00am-5:00pm, Saturday 9:00am-1:00pm
- Phone: (662) 892-9111
- Website: https://www.towerloan.com/
- Loan Products: Short-term loans, installment loans, lines of credit
- Loan Amounts: Up to $1,000 for short-term loans, up to $5,000 for installment loans, up to $10,000 for lines of credit
- Loan Terms: 12-18 months for short-term loans, 12-60 months for installment loans, open-ended for lines of credit
- Membership: Community Financial Services Association of America (CFSAA)
- BBB Rating: A+
Tower Loan Horn Lake MS is a convenient and reliable source of financial services for the Horn Lake community. The company offers a variety of loan products to meet the needs of its customers, and the staff is friendly and helpful.
Location
The Tower Loan branch in Horn Lake, Mississippi is located at 6950 Goodman Road, Suite 103. This location is easily accessible from major roads and highways, making it convenient for customers to visit the branch. The branch is also located in a busy commercial area, which provides customers with access to other businesses and services.
The location of the Tower Loan branch in Horn Lake is important for several reasons. First, it provides customers with easy access to financial services. The branch is located in a convenient location, and it is open during extended hours. This makes it easy for customers to get the financial assistance they need, when they need it.
Second, the location of the Tower Loan branch helps to create a positive image for the company. The branch is located in a well-maintained building, and it is staffed by friendly and professional employees. This creates a positive impression for customers, and it helps to build trust between the company and the community.
Overall, the location of the Tower Loan branch in Horn Lake is important for several reasons. It provides customers with easy access to financial services, it helps to create a positive image for the company, and it contributes to the overall success of the business.
Hours
Tower Loan Horn Lake MS is open Monday through Friday from 9:00am to 5:00pm and Saturday from 9:00am to 1:00pm. These hours are convenient for customers who need to visit the branch in person to apply for a loan or make a payment.
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Convenience for Customers
The extended hours of operation make it easy for customers to visit the branch at their convenience. Customers can come in before or after work or school, or even on Saturdays. This flexibility is especially important for customers who have busy schedules or who live far from the branch.
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Increased Accessibility
The extended hours of operation also increase the accessibility of Tower Loan Horn Lake MS to potential customers. Customers who are unable to visit the branch during traditional business hours can now come in on evenings or Saturdays. This increased accessibility can help Tower Loan Horn Lake MS reach a wider range of customers and grow its business.
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Positive Customer Experience
The extended hours of operation can also contribute to a positive customer experience. Customers who are able to visit the branch at their convenience are more likely to be satisfied with the service they receive. This can lead to increased customer loyalty and repeat business.
Overall, the extended hours of operation at Tower Loan Horn Lake MS are beneficial for both customers and the business. Customers appreciate the convenience and accessibility, and the business benefits from increased customer satisfaction and loyalty.
Phone
The phone number (662) 892-9111 is the primary contact number for Tower Loan Horn Lake MS. This phone number is important for several reasons:
- Customer Service: Customers can call (662) 892-9111 to speak with a customer service representative. Customer service representatives can answer questions about Tower Loan products and services, help customers apply for loans, and process payments.
- Loan Applications: Customers can also call (662) 892-9111 to apply for a loan over the phone. This is a convenient option for customers who do not have time to visit the branch in person.
- Loan Payments: Customers can call (662) 892-9111 to make a loan payment over the phone. This is a convenient option for customers who do not have time to visit the branch in person or who prefer to make payments over the phone.
The phone number (662) 892-9111 is an important part of Tower Loan Horn Lake MS. It allows customers to contact the branch for customer service, loan applications, and loan payments. This phone number is essential for customers who need to access Tower Loan's products and services.
Website
The Tower Loan Horn Lake MS website is an important resource for customers who want to learn more about the company and its products and services. The website provides a wealth of information, including:
- Company Information: The website provides information about Tower Loan's history, mission, and values. Customers can also learn about Tower Loan's commitment to responsible lending and its involvement in the community.
- Product Information: The website provides detailed information about Tower Loan's products and services, including short-term loans, installment loans, and lines of credit. Customers can learn about the different loan amounts, terms, and rates available.
- Online Loan Application: The website allows customers to apply for a loan online. The online application process is quick and easy, and customers can receive a decision on their loan application in minutes.
- Loan Management: Customers can use the website to manage their loans. They can make payments, view their account balance, and update their personal information.
The Tower Loan Horn Lake MS website is a valuable resource for customers who want to learn more about the company and its products and services. The website is easy to use and provides a wealth of information.
Loan Products
Tower Loan Horn Lake MS offers a variety of loan products to meet the needs of its customers. These products include short-term loans, installment loans, and lines of credit.
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Short-term loans
Short-term loans are typically for amounts up to $1,000 and have a repayment term of 12 to 18 months. These loans are designed for unexpected expenses or emergencies.
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Installment loans
Installment loans are typically for amounts up to $5,000 and have a repayment term of 12 to 60 months. These loans are designed for larger expenses, such as home repairs or debt consolidation.
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Lines of credit
Lines of credit allow customers to borrow up to a certain amount of money as needed. The credit limit is typically $500 to $10,000. Lines of credit are designed for ongoing expenses or unexpected costs.
The loan products offered by Tower Loan Horn Lake MS are designed to meet the needs of a variety of customers. Whether you need a small loan to cover an unexpected expense or a larger loan to consolidate debt, Tower Loan Horn Lake MS has a loan product that can meet your needs.
Loan Amounts
Tower Loan Horn Lake MS offers a range of loan amounts to meet the diverse financial needs of its customers. These loan amounts vary depending on the type of loan product, with short-term loans ranging up to $1,000, installment loans up to $5,000, and lines of credit up to $10,000.
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Short-Term Loans: Up to $1,000
Short-term loans are designed to provide quick access to small amounts of cash, typically for unexpected expenses or emergency situations. The relatively low loan amount of up to $1,000 makes them suitable for covering immediate financial needs without incurring excessive debt.
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Installment Loans: Up to $5,000
Installment loans are structured with fixed monthly payments over a predetermined loan term, typically ranging from 12 to 60 months. The higher loan amount of up to $5,000 allows borrowers to finance larger expenses, such as home repairs, debt consolidation, or major purchases.
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Lines of Credit: Up to $10,000
Lines of credit provide borrowers with access to a revolving pool of funds that can be borrowed against as needed. The maximum credit limit of up to $10,000 offers flexibility for ongoing expenses, unexpected costs, or as a financial safety net. Interest is charged only on the amount of credit utilized, making it a cost-effective option for managing fluctuating financial needs.
The varying loan amounts offered by Tower Loan Horn Lake MS cater to different financial situations and borrowing requirements. By providing a range of options, Tower Loan empowers customers to choose the loan product that best aligns with their specific needs and repayment capacity.
Loan Terms
The loan terms offered by Tower Loan Horn Lake MS play a crucial role in shaping the customer's borrowing experience and repayment responsibilities. The varying loan terms cater to different financial needs and repayment capacities, allowing borrowers to choose the loan product that best aligns with their circumstances.
Short-term loans, with terms ranging from 12 to 18 months, are designed for quick access to funds for immediate expenses or emergencies. The shorter loan term helps borrowers repay the loan quickly, minimizing interest charges and reducing the overall cost of borrowing.
Installment loans, with terms ranging from 12 to 60 months, provide a longer repayment period for larger expenses or debt consolidation. The fixed monthly payments offer predictable budgeting and allow borrowers to spread out the cost of the loan over a manageable timeframe.
Lines of credit, with open-ended terms, offer flexibility and convenience for ongoing expenses or unexpected costs. Borrowers can access the funds as needed, and interest is charged only on the amount utilized. This revolving credit facility provides a financial safety net and allows borrowers to manage fluctuating financial demands effectively.
Understanding the loan terms offered by Tower Loan Horn Lake MS is essential for borrowers to make informed decisions about their borrowing needs. By carefully considering the loan amount, term, and repayment schedule, borrowers can choose the loan product that aligns with their financial situation and repayment capacity, helping them achieve their financial goals while managing their debt responsibly.
Membership
Tower Loan Horn Lake MS is a member of the Community Financial Services Association of America (CFSAA). The CFSAA is a trade association that represents the interests of the consumer finance industry. CFSAA members are committed to providing responsible financial services to consumers, and they adhere to a strict code of conduct.
Tower Loan Horn Lake MS's membership in the CFSAA is important for several reasons. First, it demonstrates that the company is committed to responsible lending practices. CFSAA members are required to follow strict guidelines regarding loan underwriting, collections, and customer service. This helps to ensure that consumers are treated fairly and that they have a positive experience when borrowing money from Tower Loan Horn Lake MS.
Second, Tower Loan Horn Lake MS's membership in the CFSAA gives the company access to a network of resources and support. CFSAA members can share best practices, learn about new products and services, and get help with compliance issues. This helps Tower Loan Horn Lake MS to stay up-to-date on the latest industry trends and to provide the best possible service to its customers.
Overall, Tower Loan Horn Lake MS's membership in the CFSAA is a positive sign for consumers. It demonstrates that the company is committed to responsible lending practices and that it is dedicated to providing its customers with a positive experience.
BBB Rating
Tower Loan Horn Lake MS has a BBB rating of A+. This rating is based on the company's commitment to customer satisfaction and its ethical business practices. The BBB is a non-profit organization that rates businesses on a scale of A+ to F. The rating is based on factors such as the number of complaints filed against the business, the business's response to complaints, and the business's overall customer service record.
Tower Loan Horn Lake MS's A+ rating is a testament to the company's commitment to providing excellent customer service. The company has a low number of complaints filed against it, and it responds quickly and effectively to any complaints that are filed. Tower Loan Horn Lake MS also has a strong track record of customer satisfaction. Customers have consistently praised the company for its friendly and helpful staff, its easy-to-understand loan process, and its competitive rates.
Having a BBB rating of A+ is important for Tower Loan Horn Lake MS because it demonstrates the company's commitment to ethical business practices. Customers can be confident that they will be treated fairly and respectfully when they do business with Tower Loan Horn Lake MS. The company's A+ rating also gives customers peace of mind knowing that they are dealing with a reputable and trustworthy business.
Frequently Asked Questions about Tower Loan Horn Lake MS
This FAQ section provides answers to common questions and concerns regarding Tower Loan Horn Lake MS, a financial services provider offering short-term loans, installment loans, and lines of credit.
Question 1: What types of loan products does Tower Loan Horn Lake MS offer?Tower Loan Horn Lake MS offers three main types of loan products: short-term loans, installment loans, and lines of credit. Short-term loans are typically for smaller amounts and have shorter repayment terms, while installment loans are for larger amounts with longer repayment terms. Lines of credit provide borrowers with access to a revolving pool of funds that can be borrowed against as needed.
Question 2: What are the loan amounts and terms offered by Tower Loan Horn Lake MS?Loan amounts and terms vary depending on the type of loan product. Short-term loans range from $100 to $1,000 with repayment terms of 12 to 18 months. Installment loans range from $1,000 to $5,000 with repayment terms of 12 to 60 months. Lines of credit have a maximum credit limit of $10,000 and are open-ended, meaning borrowers can access the funds as needed.
Question 3: What are the eligibility criteria for obtaining a loan from Tower Loan Horn Lake MS?Eligibility criteria may vary depending on the loan product and individual circumstances, but generally, borrowers must be at least 18 years of age, have a valid ID, proof of income, and a checking account.
Question 4: What are the interest rates and fees associated with Tower Loan Horn Lake MS loans?Interest rates and fees vary depending on the loan product, loan amount, and borrower's creditworthiness. Borrowers are encouraged to contact Tower Loan Horn Lake MS directly to discuss specific rates and fees.
Question 5: How can I apply for a loan from Tower Loan Horn Lake MS?Applications can be submitted online, over the phone, or in person at the Tower Loan Horn Lake MS branch. The application process typically involves providing personal and financial information, and submitting supporting documentation.
Question 6: What is Tower Loan Horn Lake MS's commitment to customer service?Tower Loan Horn Lake MS is committed to providing excellent customer service. The staff is knowledgeable, friendly, and dedicated to helping borrowers understand and manage their loans. Tower Loan Horn Lake MS also offers a variety of resources and tools to help borrowers succeed financially.
These FAQs provide a general overview of Tower Loan Horn Lake MS and its loan products. For more specific information or to apply for a loan, please contact Tower Loan Horn Lake MS directly.
Tips from Tower Loan Horn Lake MS
As a reputable financial services provider, Tower Loan Horn Lake MS offers valuable tips to help customers manage their finances and achieve their financial goals.
Tip 1: Understand Your Credit Score
Your credit score plays a crucial role in determining your loan eligibility and interest rates. Regularly check your credit report for errors and work towards improving your score by paying bills on time, reducing debt, and maintaining a healthy credit utilization ratio.
Tip 2: Create a Budget and Stick to It
Creating a budget is essential for managing your finances effectively. Track your income and expenses to identify areas where you can save money. Allocate funds wisely to cover necessary expenses, debt repayment, and savings goals.
Tip 3: Consider Different Loan Options
Tower Loan Horn Lake MS offers a range of loan products to meet diverse financial needs. Explore the different loan options available, such as short-term loans, installment loans, and lines of credit. Choose the loan that best aligns with your specific requirements and repayment capacity.
Tip 4: Make Timely Payments
Making timely loan payments is crucial for maintaining a good credit score and avoiding late fees. Set up automatic payments or reminders to ensure you never miss a payment deadline.
Tip 5: Seek Professional Advice if Needed
If you find yourself struggling to manage your finances or make loan payments, do not hesitate to seek professional advice. Tower Loan Horn Lake MS offers financial counseling services to assist customers in developing personalized debt management plans and improving their financial well-being.
These tips can help you navigate your financial journey more confidently. Remember to approach financial matters with responsibility and seek guidance when necessary. Tower Loan Horn Lake MS is committed to supporting its customers in achieving their financial goals through accessible financial services and valuable advice.
Conclusion
Tower Loan Horn Lake MS has established itself as a reliable financial services provider within the community. Through its diverse loan products, commitment to responsible lending practices, and dedication to customer satisfaction, Tower Loan has empowered individuals to meet their financial needs and achieve their goals. The company's membership in reputable organizations and positive BBB rating further solidifies its trustworthiness and commitment to ethical business practices.
As Tower Loan Horn Lake MS continues to serve the community, it remains dedicated to providing accessible financial solutions and fostering financial well-being among its customers. By embracing innovation and maintaining its commitment to customer-centricity, Tower Loan is well-positioned to continue making a positive impact in the financial landscape of Horn Lake and beyond.
