OppLoans is a financial technology company that provides small-dollar, short-term loans to borrowers with low credit scores. OppLoans offers a variety of loan products, including personal loans, installment loans, and lines of credit. OppLoans can be contacted by phone at 800-990-9130.
OppLoans is a legitimate lender that is licensed in all 50 states. OppLoans has been in business for over 10 years and has helped over 1 million borrowers get the money they need. OppLoans has a strong reputation for customer service and has been recognized by several organizations for its commitment to responsible lending.
If you are considering taking out a loan from OppLoans, it is important to read the loan agreement carefully and understand the terms and conditions of the loan. You should also make sure that you can afford to repay the loan according to the terms of the agreement.
opp loans phone number
OppLoans is a financial technology company that provides small-dollar, short-term loans to borrowers with low credit scores. OppLoans can be contacted by phone at 800-990-9130.
- Short-term: OppLoans loans have a term of 9 to 18 months.
- Small-dollar: OppLoans loans range in size from $500 to $4,000.
- Bad credit: OppLoans is a good option for borrowers with bad credit or no credit.
- Quick funding: OppLoans loans are typically funded within one business day.
- Easy application: The OppLoans application process is quick and easy.
- No prepayment penalty: OppLoans does not charge a prepayment penalty.
- Licensed lender: OppLoans is a licensed lender in all 50 states.
- BBB accredited: OppLoans is accredited by the Better Business Bureau.
- Positive customer reviews: OppLoans has positive customer reviews on Trustpilot and other websites.
- Responsible lender: OppLoans is a member of the Online Lenders Alliance and follows responsible lending practices.
OppLoans is a good option for borrowers who need a small-dollar, short-term loan and have bad credit. OppLoans offers a quick and easy application process, and loans are typically funded within one business day. OppLoans is a licensed lender in all 50 states and is accredited by the Better Business Bureau. OppLoans has positive customer reviews and is a member of the Online Lenders Alliance, which follows responsible lending practices.
Short-term
The short-term nature of OppLoans loans is a key feature that differentiates them from other types of loans. OppLoans loans are designed to be repaid within a relatively short period of time, typically within 9 to 18 months. This makes them a good option for borrowers who need a small amount of money to cover unexpected expenses or short-term financial obligations.
- Flexibility: The short-term nature of OppLoans loans gives borrowers flexibility in managing their finances. Borrowers can choose a loan term that fits their budget and repayment schedule.
- Affordability: Short-term loans are typically more affordable than long-term loans. This is because the interest charges are calculated over a shorter period of time.
- Convenience: OppLoans offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day.
The short-term nature of OppLoans loans is a key benefit for borrowers who need a small amount of money to cover unexpected expenses or short-term financial obligations. OppLoans loans are flexible, affordable, and convenient.
Small-dollar
The small-dollar nature of OppLoans loans is a key feature that differentiates them from other types of loans. OppLoans loans are designed to be used for small, unexpected expenses, such as car repairs, medical bills, or rent payments. The small loan amounts make OppLoans a good option for borrowers who do not need a large amount of money and who may have difficulty qualifying for a traditional loan.
- Flexibility: Small-dollar loans offer borrowers flexibility in managing their finances. Borrowers can borrow the exact amount of money they need, which can help them avoid taking on unnecessary debt.
- Affordability: Small-dollar loans are typically more affordable than large loans. This is because the interest charges are calculated over a smaller amount of money.
- Convenience: OppLoans offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day.
The small-dollar nature of OppLoans loans is a key benefit for borrowers who need a small amount of money to cover unexpected expenses. OppLoans loans are flexible, affordable, and convenient.
Bad credit
Many people with bad credit or no credit find it difficult to get a loan from a traditional lender. This is because traditional lenders typically use a borrower's credit score to assess their risk. Borrowers with bad credit or no credit have a higher risk of defaulting on a loan, so traditional lenders are less likely to lend to them.
OppLoans is a different type of lender. OppLoans uses a different set of criteria to assess a borrower's risk, which includes factors such as the borrower's income and employment history. This means that OppLoans is able to lend to borrowers with bad credit or no credit who may not be able to get a loan from a traditional lender.
If you have bad credit or no credit and you need a loan, OppLoans may be a good option for you. OppLoans offers a variety of loan products, including personal loans, installment loans, and lines of credit. OppLoans loans are typically small-dollar loans, ranging from $500 to $4,000. OppLoans loans have a term of 9 to 18 months. OppLoans offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day.
If you are considering taking out a loan from OppLoans, it is important to read the loan agreement carefully and understand the terms and conditions of the loan. You should also make sure that you can afford to repay the loan according to the terms of the agreement.
Quick funding
Quick funding is a key benefit of OppLoans loans. Traditional lenders often take several days or even weeks to process a loan application and disburse the funds. This can be a major inconvenience for borrowers who need money quickly to cover an unexpected expense. OppLoans, on the other hand, offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day. This makes OppLoans a good option for borrowers who need money quickly to cover an unexpected expense.
The quick funding of OppLoans loans is also important for borrowers who have bad credit. Borrowers with bad credit often have difficulty getting approved for a loan from a traditional lender. Even if they are approved, they may have to wait several days or even weeks to receive the funds. This can be a major inconvenience for borrowers who need money quickly to cover an unexpected expense. OppLoans, on the other hand, offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day. This makes OppLoans a good option for borrowers with bad credit who need money quickly to cover an unexpected expense.
In conclusion, the quick funding of OppLoans loans is a key benefit for borrowers who need money quickly to cover an unexpected expense. OppLoans offers a quick and easy online application process. Borrowers can apply for a loan in minutes and receive funding within one business day. This makes OppLoans a good option for borrowers who need money quickly to cover an unexpected expense, especially for borrowers with bad credit who may have difficulty getting approved for a loan from a traditional lender.
Easy application
The OppLoans application process is quick and easy, which is a key benefit for several reasons. First, it saves borrowers time. The OppLoans application can be completed online in minutes, and borrowers can receive a decision on their loan application within one business day. This is much faster than the application process for traditional loans, which can take several days or even weeks. Second, the OppLoans application process is easy to understand. The application is straightforward and easy to navigate, and borrowers can get help from customer service representatives if they have any questions.
- Convenience: The OppLoans application process is convenient for borrowers because it can be completed online in minutes. This saves borrowers time and hassle, and it makes it easy to apply for a loan from anywhere with an internet connection.
- Efficiency: The OppLoans application process is efficient because it is designed to be quick and easy to complete. The application is straightforward and easy to navigate, and borrowers can get help from customer service representatives if they have any questions. This helps to ensure that borrowers can get the money they need quickly and easily.
- Accessibility: The OppLoans application process is accessible to borrowers with all levels of credit. This is because OppLoans uses a different set of criteria to assess a borrower's risk, which includes factors such as the borrower's income and employment history. This means that borrowers with bad credit or no credit may be able to get approved for a loan from OppLoans, even if they would not be approved for a loan from a traditional lender.
In conclusion, the easy application process of OppLoans is a key benefit for borrowers because it saves time, is easy to understand, and is accessible to borrowers with all levels of credit. This makes OppLoans a good option for borrowers who need a small-dollar loan quickly and easily.
No Prepayment Penalty
For many borrowers, the ability to repay a loan early without penalty is a valuable feature. OppLoans is one of the few lenders that does not charge a prepayment penalty. This means that borrowers can pay off their loan early and save money on interest without being penalized.
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Flexibility
The no prepayment penalty feature from OppLoans offers borrowers flexibility in managing their finances. Borrowers can choose to pay off their loan early if they have extra funds available, without having to worry about paying a penalty. -
Savings
By not charging a prepayment penalty, OppLoans allows borrowers to save money on interest. If a borrower pays off their loan early, they will pay less interest overall. -
Convenience
The no prepayment penalty feature makes it convenient for borrowers to manage their finances. Borrowers can make extra payments or pay off their loan early without having to worry about calculating and paying a prepayment penalty. -
Commitment to Customer Satisfaction
OppLoans' no prepayment penalty policy demonstrates the company's commitment to customer satisfaction. OppLoans understands that borrowers may have financial setbacks or changes in their circumstances, and the no prepayment penalty policy provides borrowers with the flexibility they need to manage their finances effectively.
In conclusion, the no prepayment penalty feature offered by OppLoans is a valuable benefit that provides borrowers with flexibility, savings, convenience, and peace of mind. This feature aligns with OppLoans' commitment to responsible lending and customer satisfaction.
Licensed lender
The fact that OppLoans is a licensed lender in all 50 states is an important component of "opp loans phone number" because it demonstrates the company's legitimacy and credibility. A licensed lender is a lender that has met the requirements of a state's regulatory agency and is authorized to make loans in that state. This means that OppLoans has been vetted by state regulators and has been found to be in compliance with all applicable laws and regulations.
Being a licensed lender is important for several reasons. First, it gives borrowers peace of mind knowing that they are dealing with a legitimate company. Second, it ensures that borrowers are protected by state laws and regulations. For example, in most states, licensed lenders are required to follow certain lending practices, such as providing borrowers with clear and concise loan agreements and disclosing all fees and charges upfront. Third, it gives borrowers recourse if they have a problem with a loan. If a borrower has a problem with a loan from a licensed lender, they can file a complaint with the state regulatory agency.
The practical significance of understanding the connection between "Licensed lender: OppLoans is a licensed lender in all 50 states." and "opp loans phone number" is that it helps borrowers make informed decisions about where to borrow money. When borrowers understand that OppLoans is a licensed lender, they can be confident that they are dealing with a legitimate company that is subject to state laws and regulations. This can give borrowers peace of mind and help them avoid predatory lenders.
BBB accredited
The connection between "BBB accredited: OppLoans is accredited by the Better Business Bureau." and "opp loans phone number" lies in the importance of the Better Business Bureau (BBB) as a trusted resource for consumers seeking reliable businesses. The BBB is a non-profit organization that provides ratings and reviews of businesses based on factors such as customer satisfaction, complaint handling, and ethical practices.
For businesses, BBB accreditation is a valuable credential that demonstrates their commitment to ethical and transparent business practices. Businesses that are accredited by the BBB have undergone a rigorous review process and have met the BBB's high standards. As a result, consumers tend to trust BBB-accredited businesses more than non-accredited businesses.
In the case of OppLoans, its BBB accreditation serves as a signal to potential borrowers that the company is a legitimate and trustworthy lender. This is especially important for borrowers who may be considering taking out a loan from an online lender for the first time. By choosing a BBB-accredited lender like OppLoans, borrowers can have peace of mind knowing that they are dealing with a reputable company that is committed to ethical lending practices.
The practical significance of understanding the connection between "BBB accredited: OppLoans is accredited by the Better Business Bureau." and "opp loans phone number" is that it helps borrowers make informed decisions about where to borrow money. When borrowers understand that OppLoans is a BBB-accredited lender, they can be confident that they are dealing with a reputable company that is subject to the BBB's high standards of ethical business practices.
Positive customer reviews
The connection between "Positive customer reviews: OppLoans has positive customer reviews on Trustpilot and other websites." and "opp loans phone number" lies in the importance of customer reviews as a key factor influencing consumer behavior and decision-making.
In today's digital age, consumers rely heavily on online reviews to evaluate businesses and make informed purchasing decisions. Positive customer reviews serve as social proof, indicating to potential borrowers that OppLoans is a trusted and reliable lender. These reviews provide valuable insights into the company's customer service, loan process, and overall customer experience.
For OppLoans, positive customer reviews on reputable platforms like Trustpilot play a crucial role in building trust and credibility. Positive reviews demonstrate that OppLoans is committed to providing a positive borrowing experience, which can be a major deciding factor for potential borrowers.
The practical significance of understanding the connection between "Positive customer reviews: OppLoans has positive customer reviews on Trustpilot and other websites." and "opp loans phone number" is that it empowers borrowers with the knowledge and confidence to make informed decisions about their financial choices. By reading and considering customer reviews, potential borrowers can gain a better understanding of OppLoans' services and reputation before making a loan application.
Responsible lender
The connection between "Responsible lender: OppLoans is a member of the Online Lenders Alliance and follows responsible lending practices." and "opp loans phone number" lies in the increasing demand for responsible and ethical lending practices in the financial industry. OppLoans' membership in the Online Lenders Alliance (OLA) and adherence to its responsible lending principles demonstrate the company's commitment to fair and transparent lending.
The OLA is a non-profit organization dedicated to promoting responsible lending practices among online lenders. Members of the OLA must adhere to a strict code of conduct that includes:
- Verifying a borrower's income and expenses before approving a loan.
- Disclosing all loan terms and conditions clearly and upfront.
- Providing customer service and support throughout the loan process.
- Working with borrowers to avoid defaults and delinquencies.
By following these principles, OppLoans helps to protect borrowers from predatory lending practices and ensures that they have a positive borrowing experience. This commitment to responsible lending is a key differentiator for OppLoans and contributes to its positive reputation among borrowers.
The practical significance of understanding the connection between "Responsible lender: OppLoans is a member of the Online Lenders Alliance and follows responsible lending practices." and "opp loans phone number" is that it empowers borrowers to make informed decisions about their financial choices. By choosing a responsible lender like OppLoans, borrowers can be confident that they are working with a company that is committed to fair and ethical lending practices.
FAQs about OppLoans Phone Number
This section provides answers to frequently asked questions (FAQs) about OppLoans phone number, helping individuals understand how to contact OppLoans and related matters.
Question 1: What is the OppLoans phone number?
Answer: The OppLoans phone number is 800-990-9130.
Question 2: What are the hours of operation for OppLoans phone support?
Answer: OppLoans phone support is available Monday through Friday from 7:00 AM to 9:00 PM CST and Saturday from 9:00 AM to 5:00 PM CST.
Question 3: Can I reach OppLoans by phone on holidays?
Answer: OppLoans phone support is not available on the following holidays: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day.
Question 4: What is the best way to contact OppLoans with complex inquiries?
Answer: While the phone number is a direct and convenient option, OppLoans recommends contacting them through their website's contact form for complex inquiries or detailed discussions.
Question 5: Can I make changes to my loan account over the phone?
Answer: Yes, you can contact OppLoans by phone to request changes to your loan account, such as payment arrangements or loan modifications.
Question 6: Are there any other ways to contact OppLoans besides the phone number?
Answer: In addition to the phone number, you can contact OppLoans through their website's contact form, email (help@opploans.com), or mailing address (3500 W. Lake Avenue, Suite 205, Glenview, IL 60026).
Summary: OppLoans provides multiple options for contacting their customer support team, including a dedicated phone number, online contact form, email, and mailing address. Their phone support hours are extensive, covering weekdays and Saturdays, excluding major holidays. For complex inquiries, the contact form is recommended, while phone contact is suitable for general questions, loan account changes, and immediate assistance.
Transition to the next article section: For further information about OppLoans and their loan products, please refer to the relevant sections of this article.
Tips Regarding OppLoans Phone Number
To ensure a smooth and efficient interaction with OppLoans, consider the following tips:
Tip 1: Use the Correct Phone Number
Always dial the official OppLoans phone number, 800-990-9130, to reach their customer support team directly. Avoid using outdated or incorrect numbers.
Tip 2: Call During Business Hours
OppLoans phone support is available Monday through Friday from 7:00 AM to 9:00 PM CST and Saturday from 9:00 AM to 5:00 PM CST. Plan your calls within these hours for prompt assistance.
Tip 3: Prepare Relevant Information
Before calling, gather necessary information such as your loan account number, personal details, and any specific questions or concerns. This preparation will expedite the call and ensure a productive conversation.
Tip 4: Be Clear and Concise
When speaking to a customer service representative, clearly state your purpose for calling and provide concise details. This helps avoid misunderstandings and allows the representative to assist you efficiently.
Tip 5: Be Respectful and Patient
Remember that customer service representatives are there to help. Treat them with respect and be patient in case of any delays or technical issues. Maintaining a positive and collaborative tone will contribute to a successful interaction.
Summary: By following these tips, you can maximize the effectiveness of your phone calls to OppLoans. Using the correct number, calling during business hours, preparing relevant information, being clear and concise, and maintaining a respectful demeanor will enhance your communication and help you resolve inquiries or concerns promptly.
Conclusion: For additional information or alternative contact methods, refer to the relevant sections of this article. OppLoans provides multiple channels for customer support to cater to your needs.
Conclusion
In summary, "opp loans phone number" refers to the dedicated contact channel provided by OppLoans, a financial technology company offering short-term, small-dollar loans to borrowers with low credit scores. This article comprehensively explored the significance and practical aspects of OppLoans' phone number, covering various facets such as its importance, benefits, and usage guidelines.
Ultimately, the availability of OppLoans' phone number serves as a crucial touchpoint for potential and existing borrowers seeking information, assistance, or loan-related inquiries. By leveraging this direct communication channel, individuals can engage with OppLoans' customer support team to clarify any uncertainties, explore loan options, or address any concerns they may have. OppLoans' commitment to responsible lending practices and positive customer reviews further reinforces the reliability and trustworthiness of their services.
